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This shows that college should be more about learning, and less about achieving a job occupation, but for most students that is not what they think of college. In my opinion I believe that college's value is very dependent on the student. Paying massive amounts of money for an education not specifically personalized or guaranteed may be a waste. Overall I do think that a higher education is quite beneficial for young people, but if an individual's talents and interests do not cater to what college offers, it may not be the best choice. In this article Charles Murray argues that a liberal education should be taught from as early as Kindergarten and should continue throughout high school, even though he recognizes that not every child will enjoy this style of teaching. He supports this argument by saying that it will teach kids how to be educated and well functioning people in society, a sort of societal literacy. He also claims that early on in a child's life is when they are best at learning this information and skills rather than in their late teens and twenties. I do agree with this take on modern education as I too feel that much of the education in grades K 8 is unproductive and slow moving. In this article "Are Too Many People Going to College?" Charles Murray states that we should encourage more kids to go to college, but it is not the only way to go about life. Kids at a younger age are more adept at memorization than adults which is why we should promote college as much as possible. He proves this throughout the entire article.

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The home, car or any asset of the borrower can be pledged as collateral. Borrowers who need smaller amount can also take up money and that too without pledging any assets. This is possible through unsecured form of these loans. Money that is obtainable by the borrowers lies in the range of 1000 25000 and has to be repaid in a term of 6 months to 10 years. Tenants and non homeowners can also take up these loans for their needs easily. Adverse credit history of borrowers may entail a higher rate of interest. But with the help of online research and comparison, the borrowers can take up low rate deals with the help of comparison of the loan quotes easily. Bad credit loans are a great opportunity for the borrowers to avail money at the most needful times. It is a great respite for borrowers stuck in bad credit. People often opt for these loans in the hope that they will get the approval with ease. They should first consider some fine points of availing the loan in a suitable manner.

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